I recently asked Bill Coyne to review several personal insurance policies and a pension plan that I purchased some time ago. Bill arranged to meet me at a time that suited me and reviewed the policies. He took copies of the policies and contacted me a couple of days later with his findings. He sent me a written report which highlighted some very interesting points. Each policy I had purchased was setup with very large commission for the person who sold it. I was over paying for some cover by as much as €60 per month. The ongoing fees on my policies were excessive. In short Bill managed to suggest several ways to improve my cover while saving me money.
I would have no hesitation in recommending Bill and would suggest that anyone who has an insurance policy or pension should let him review them .From my experience he will save you money.
Fergus Flanagan - Managing Director of APM Securities Ltd
My name is Declan Halligan owner of Halligan print. We are a print & design company based in Castlebar, Co. Mayo. We pride ourselves in delivering quality of service and workmanship through our attention to detail and our ability to give our clients what they want at the right price.
Recently I went to Christina Kearney of Hastings Financial Services to review my personal insurance policies, mortgage and life cover. I only went to make sure I had the proper covers in place as things may have changed over the last few years. I gave Christina the information needed, i.e. mortgage details and cover I already had in place. Not only did Christina review everything with some wonderful advice she did the shopping around the different insurers for me, which would have taken me weeks to do, she was able to get me better coverage at a better price saving me €53 per month. In these hard times every saving is ,so important. Even more importantly this only took about 30 minutes with Christina and was completely FREE to me. Thank you Christina for your completely impartial advice that left me in no doubt I was in the right hands.
I am delighted with Christina's work and will at any and all opportunities recommend Christina and Hastings Financial Services to all my family, friends and clients in the safe knowledge that they will be as happy as I am with Christina's work.
Declan Halligan - Owner of Halligan Print
I wish to let you know that I have engaged the services of Bill Coyne to review existing life cover insurance cover as well as provide a quotation for new cover.
I am please to sat that Bill was able to give us independent advise so that we could avail of the best deal. He managed to make us significant savings on our monthly repayments for exisiting cover and was the most competitive for new proposal.
We have therefore now transferred to Hastings Financial Services for Life Insurance cover.
I would encourage everyone to carry out a review of their existing policies with Hastings Financial Services. The potential benefits should not go unexplored!
I have worked with An Post for the past 11 years as a Postman and in August 2011 my accountant Colm Mangan recommended I speak to Christina Kearney to do a full financial review. I met with Christina and we looked at the various protection plans I had in place. Christina took time to see exactly I had, the reason they were put in place initially and also what changes there had being in my personal circumstances since they were put in place
Based on what we discussed I met with Christina again and she went through her recommendations in detail with me. My protection needs were much better addressed, focusing less on life cover and more on serious illness cover. Christina also recommended I put income protection in place to provide me with an income should I ever be unable to work long term. I was happy with what Christina recommeoded and in September 2011 all of these plans were put in place.
I thought nothing more of them until February 2012 when I suffered a heart attack at 42 years of age. The enormity of having something like this happen can be very hard to accept and deal with. No-one ever expects something like this will ever happen to them. As I continue to recuperate one thing I am so grateful for is that I do not have the added financial stress to worry about.
It is great to have someone that I can trust in this area of expertise to call on at any time. I will continue to highly recommend Christina to colleagues, friends and family at every opportunity in the future based on my experience with her.
My work covers all aspects of TV work, installations, signal work, satellite and the installation of sound systems. Recently after doing some TV work for Chris we arranged to have a one to one. From this meeting I got to understand exactly what her work entails. Chris got to work on my life insurance policy immediately to check out for a possible deal. The end result was Chris doubled the life insurance for my wife Carmel and I for less money than we were paying before
lf you are serious about saving money in terms of life insurance or pension policies then you have got to speak to Chris. I found Chris very professional (also good for a laugh) and a pleasure to deal with.
I certainly would have no hesitation recommending Chris to anyone in the future. Once again thanks a lot Chris.
Michael Shoevlin - Owner of Tourmakeady TV Service